Specialist Bonds for Fit-Out Contractors

Fit-O-Bonds provides a full range of surety bonds tailored for commercial fit-out and refurbishment projects.

From Performance and Advance Payment Bonds to Retention and Bid Bonds, we deliver fast, reliable cover to meet client demands and support your cashflow. Need something more bespoke? We also arrange other bond types to suit your specific needs.

Performance Bonds

Required on many commercial fit-out and refurbishment contracts, performance bonds provide your client with a financial guarantee (typically 10% of the contract value) that you will fulfil and complete your contractual obligations. Common in office, retail, hospitality, and public sector contracts.

Advance Payment Bonds

If your client is funding materials or mobilisation upfront, an advance payment bond protects their investment while improving your cashflow. Frequently used in fast-track or design-led fit-out schemes.

Retention Bonds

A retention bond allows early release of retention funds – typically 3-5% of the contract sum – in exchange for a bond backed by an insurer.

Bid Bonds

Required at the tender stage, bid bonds help demonstrate to the bond beneficiary that you’re financially credible and serious about winning and completing the works.

Challenging Credit? New Business?

Have you been turned down elsewhere? We help newer businesses or firms to secure bonds by utilising our extensive underwriting panel.